Charles Sumpter

Now is a great opportunity to take a closer look at your insurance coverage and make sure it continues to support your current needs. I’m always happy to meet in person or connect virtually, whichever is more convenient, and my team and I are here to help guide you through your options.

Welcome to the Charles Sumpter State Farm Agency. My office has been proudly located in Bethesda, Maryland since 1995, and I serve individuals and families throughout Maryland, Virginia, Washington DC and Delaware. We help people prepare for everyday risks and long‐term goals with Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, Business Insurance, and Health Insurance, offering support whether you’re protecting a home, a vehicle, a business, or your family’s future. Our office also has a Spanish‐speaking team available to assist those who prefer to communicate in Spanish.

I’m a graduate of Michigan State University with a BA in Accounting, and I’ve remained active in continuing education throughout my career. I’ve earned my CLU designation through The American College, which supports my focus on providing informed, dependable guidance. Staying connected to the community is important to me, and our office is proud to support local food banks and other charitable organizations in the area.

If you’d like to talk through your coverage or request a personalized quote for Car Insurance, Home Insurance, Renters Insurance, Business Insurance, or Life Insurance, I invite you to reach out and start the conversation!

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. In Bethesda, you can count on Charles for personalized service.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. Charles is here to help your Bethesda household feel covered.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Looking for coverage? Talk with Charles about your options in Bethesda.

Q: Is homeowners insurance required?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Charles, your local State Farm agent in Bethesda, MD, is here to help.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Charles is proud to serve the Bethesda community.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Serving Bethesda and the surrounding area, Charles can help answer your questions.